Unimed Group Health Plan

 

The Unimed Group Health Plan will become fully operational from January 1st 2005. The former TTUTA Group Health Plan will cease to exist from July 31st 2005. Any outstanding claims submitted up to this date will be processed.

Unimed is a Single Coverage Plan for all teachers with at least two years continuous service. This Plan covers only the individual teacher and does NOT cover any other family members. It is COMPULSARY for all teachers who qualify. Teachers on contract are NOT covered.

This plan has been negotiated between the Association (TTUTA) and the Chief Personnel Officer. The cost of coverage is shared between employee (the teacher) and the employer (Ministry of Education).
Single coverage is $52 per month, the teacher contributing $26 and the Ministry contributing $26.
 

Enrolment Cards

To register you must complete an Enrolment Card and return it to the Ministry of Education through your school principal. Please DO NOT send any of these cards to any of the TTUTA offices.

Enrolment cards must be stamped by the Ministry of Education and forwarded to M & M Brokers for filing. M & M are the brokers selected by the Government of Trinidad and Tobago and will be responsible for the processing and payment of all claims.

Enrolment Cards are now available at TTUTA offices for teachers who have not already completed cards. Claims WILL NOT be paid to teachers who have not completed Enrolment Cards.
 
Making a Claim

Eligible teachers are covered from January 1st, 2005. There is a three-month waiting period for accessing claims under the Dental and Vision Plan. Claims under these categories can be made form April 1st, 2005.

Claim forms should be available in all schools and can be photocopied if required.
Claim forms will soon be available in all TTUTA offices.
Completed forms can be checked and accepted at the following TTUTA offices:

  • TTUTA Head Office, Corner of Fowler Street and Southern Main Road, Curepe. Tel: 663-2738,645-2134. Fax:662-1813

  • South Office, Donaldson Street, San Fernando. Phones: 657-5086, Tel/Fax: 657-6033.

  • North Eastern District Office, Mary Street, Sangre Grande. 2 – 6pm only. Tel: 668-3788

  • Port of Spain District Office, 6 Jerningham Avenue, Belmont. Tel: 621-3515

  • South Eastern Office, Tasker Road, Princes Town. Tel: 655-1879

  • Tobago Office, 7 Glen Road, Scarborough. Tel/Fax:639-3468

Claims CAN NOT be accepted at the following offices at present:

  • Caroni Office

  • St. Patrick Office

Once submitted, there is a seven-day turnaround period for the processing of claims. Cheques can be collected at the office where the claim was checked and accepted.

Persons can be covered under two or more health plans and benefit from the
co-ordination of benefits, for example, expenses not covered in one plan can be recovered by the second carrier.

Highlights of Unimed include:

 A comprehensive booklet will be distributed to all teachers who qualify. Details will be given of the benefits persons are allowed when making claims. There is no comparable health plan for the minimal payment of $26 or even for the total shared cost of $52.

  • Persons are covered up to age 60 or retirement from the service.

  • Death benefit of $10,000 during coverage

  • Coverage of up to $500,000 for major medical, which is renewable every three years. Depending on the case, additional support can be negotiated within the three-year time frame.

Please do not hesitate to contact any of the above claims offices with your questions or enquiries.